Super Credit is Latin America's first SUGEF-regulated, USDT-native lending company. Institutional-grade stablecoin credit for individuals and corporations across 6 countries.
Super Credit bridges institutional stablecoin finance with the deeply underserved credit markets of Latin America. Registered under SUGEF Article 15bis and powered by a direct Tether partnership, we offer compliant USDT lending to individuals and corporations across the region.
Latin America faces chronic dollar scarcity, currency devaluation, and limited access to USD-denominated credit. USDT has become the de facto dollar substitute for millions of LatAm businesses and individuals.
Super Credit converts this demand into structured, collateralized lending — regulated, transparent, and accessible at the speed of blockchain.
All loans are denominated, disbursed, and repaid in USDT. Local currency conversion available through partner exchanges. Typical processing: 24–72 hours.
Super Credit holds a direct institutional partnership with Tether Operations Limited — the issuer of USDT, the world's largest stablecoin. This partnership gives Super Credit access to wholesale USDT at institutional rates, enabling competitive lending with strong net interest margins.
Super Credit accepts four categories of collateral, each with defined LTV ratios, independent appraisal requirements, and automated monitoring systems. All collateral is legally perfected prior to disbursement.
Super Credit's expansion follows a phased rollout from Costa Rica across the highest-priority USDT adoption markets in Latin America, guided by regulatory environment, dollar demand, and SME credit penetration.
Base scenario projections for Super Credit's loan book growth, revenue model, and profitability. Conservative and aggressive scenarios available on request.
| Metric | Year 1 | Year 2 | Year 3 |
|---|---|---|---|
| Loan Book — Conservative | $10M | $22M | $40M |
| Loan Book — Base (Target) | $25M | $55M | $100M |
| Loan Book — Aggressive | $40M | $90M | $175M |
| Active Borrowers (Base) | 150 | 400 | 900 |
| Blended Net Interest Margin | 6.5% | 7.2% | 8.0% |
| Gross Interest Revenue | $1.6M | $4.0M | $8.0M |
| Operating Expenses | $0.9M | $1.8M | $3.2M |
| Net Income (Pre-Tax) | $0.7M | $2.2M | $4.8M |
| Return on Equity | 14% | 28% | 38% |
Super Credit operates under one of the most rigorous compliance frameworks for a USDT lender in Latin America — combining SUGEF licensing, FATF AML standards, and Tether's institutional compliance requirements.
A phase-gated plan from regulatory foundation to full LatAm scale — built for execution, not aspiration.
Whether you're an individual looking for a real estate-backed loan or a corporation seeking a USDT working capital line — Super Credit has a product for you.